Our Services

Full Service Loan & Real Estate Team:

Sell

• Custom Marketing strategies to fit your needs.
• Staging
• Downsizing
• 1031 exchanges
• Professional photos
• Virtual tours
• Drone photos and video (dependent on location).

Buy

• Primary, second, vacation, investment
• 1^st time homebuyers
• Help get pre-approved
• Will help guide and educate you throughout the process.

Loan Options

Conventional/FHA/VA/Jumbo/Super Jumbo/Reverse Mortgage/CalHFA

1st Time Buyer

• $100 Down Payment Program

•CalHafa - Conv & FHA

• FHLMC - Home Possible - Conv. 5% down / N-A

• FNMA My Community - Conv. 5% down / N-A

• VA NO NO - Veterans Administration, no down payment, no closing cost

Refinance

• Making Home Affordable - Available to Home Owners with little or no Equity

• FHA / VA Streamline

• No cost options

• Access to wholesale rates

• Self employed

• Recently listed for sale

• Professional consultation and cost benefits analysis

• Fixed rate affordable solutions to convert your negative amortized loan

2nd Mortgages

• Home Equity lines of credit (Heloc)

• Fixed home equity lines of credit

• Hard Money - no qualifiying equity loans

Non Owner Investor Loan Specialist

• Own 4+ properties

• No seasoning on title

Free mortgage review

Counseling for building credit